Madison Homes - Waunakee Homes
| | | Http://www.wra.org/Consumer_Resources/buy_guide/glossary.htm - Glossary of Real Estate Terms |
| | | Http://www.epa.gov/lead/pubs/leadpdfe.pdf - LEAD BASED PAINT: This is associated with "Addendum S". This is a Federal Law |
| | | Http://epa.gov/radon/pubs/citguide.html - RADON: What is it? How do I test for it? How do I reduce the level if I find that it's over EPA standards? |
| | | Http://www.epa.gov/mold/moldguide.html - MOLD: The key to mold control is moisture control. |
| | | Http://www.epa.gov/ - As a home Seller or Buyer, what do I need to know about radon, mold and other related issues? |
| | | Http://www.michaelsengineering.com/Indoor%20Air%20Quality.htm - The Indoor Air Quality Division of Michaels Engineering is uniquely qualified to investigate and resolve concerns related to the indoor environment.
I cannot specifically recommend this company, but I am aware of the services they provide & I am passing that information along to you. |
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| | | MLS Search For South Central Wisconsin |
| | | Http://www.restainohomes.com - Search for availbale homes here:
Restaino & Associates -
Our Standards Are Higher Because We Know Yours Are |
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| | | Http://wcbmortgage.com - For all of your mortgage lending needs contact ROGER ERICKSON 608-298-1707. Email: rerickson@thewcb.com. Equal Housing Lender |
| | | Http://www.GinnieMae.gov. - Ginnie Mae: For a simple Homeownership Mortgage Calculator to help home buyers estimate how much they can afford to spend. |
| | | Http://www.federalreserve.gov/pubs/mortgage/mortb_1.htm - "Looking for the Best Mortgage" is a brochure issued by 11 federal agencies on how to shop, compare, and negotiate the best deal on a home loan (also available in Spanish), |
| | | Http://www.affil.org - Americans for Fairness in Lending: To find consumer resources related to a variety of lending issues |
| | | Http://www.responsiblelending.org/ - Center for Responsible Lending focuses on predatory lending with consumer resources |
| | | Http://www.federalreserve.gov/pubs/brochure.htm - Consumer Handbook on Adjustable Rate Mortgages (the "CHARM" booklet) issued by the Federal Reserve Board (FRB) and the Office of Thrift Supervision (OTS) |
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| | | http://www.irs.gov/newsroom/article/0,,id=205416,00.html - As part of the Treasury Department’s consumer outreach effort and with the April 15 individual tax filing deadline approaching, the Internal Revenue Service today began a concerted effort to educate taxpayers about additional options at their disposal to claim the new $8,000 first-time homebuyer credit for 2009 home purchases. For people who recently purchased a home or are considering buying in the next few months, there are several different ways that they can get this tax credit even if they’ve already filed their tax return.
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| | | http://www.focusonenergy.com/Incentives/tax.aspx - Federal and state tax incentives are now available to home and business owners who install energy efficient equipment, adopt renewable energy measures or improve the overall efficiency of a home or building. Wisconsin manufacturers can also exempt the sales taxes they pay on energy used to make their products.
Focus on Energy will help you take advantage of these federal and state tax breaks. |
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| | | Http://www.AnnualCreditReport.com - Go here to ask for a free copy of your credit report, once a year, or call 877.322.8228.
You should know approximately what your credit score is before you proceed with the home-buying process. |
| | | Http://www.Equifax.com - Credit-reporting agency: Equifax 800.685.1111
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| | | Http://www.Experian.com - Credit-reporting agency: Experian 888.397.3742
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| | | Http://www.TransUnion.com - Credit-reporting agency: TransUnion 800.916.8800
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| | | Http://www.fsmad.org/WebPages/Outpatient/CCCS.htm - Consumer Credit Counseling of Madison (CCCS) is dedicated to helping people help themselves and solve their debt problems through assistance with budget planning, money management, and planned debt liquidation.
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| | | Http://www.nw.org - NeighborWorks® organizations work with the Homeownership Preservation Foundation to offer a nationwide assistance number-888.995.HOPE. You can speak with a counselor, day or night, to help you get back on track financially. (English and Spanish). Reputable counseling agencies, such as NeighborWorks® organizations, can help you avoid foreclosure. Look up your nearest NeighborWorks® organization:
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| | | Http://www.hud.gov/counseling - The U.S. Department of Housing and Urban Development (HUD) website has a list of HUD-approved counseling organizations, by state. We recommend that the list be used as a starting point to find good counselors. You also can call 800.569.4287 or TDD 800.877.8339. |
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| | | Http://www.dpi.state.wi.us/sig/index.html - Welcome to Wisconsin's Information Network for Successful Schools |
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| | | Http://www.995hope.org - For immediate advice, a homebuyer should call 888-995-HOPE to speak to a counselor on how to avoid foreclosure. This line is available in English and Spanish, 24/7. |
| | | Http://www.hud.gov/counseling. - List of HUD-approved counseling agencies |
| | | "How to Avoid Foreclosure" (aimed at FHA borrowers but can help others as well). |
| | | Http://www.freddiemac.com/service/msp/avoid_foreclosurekit.html. - Freddie Mac: "Keeping Your Home, Protecting Your Investment." Available in English, Spanish, Chinese, Korean and Vietnamese. |
| | | Http://www.foreclosurelegalassistance.org/resources - The Institute for Foreclosure Legal assistance provides borrower resources |
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| | | Http://www.mapquest.com - Helpful driving directions! |
| | | Http://maps.google.com/ - Google me home! Find local businesses, view maps and get driving directions. |
| | | Http://earth.google.com/ - Offers maps and satellite images for complex or pinpointed regional searches.
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| | | Http://terraserver-usa.com/ - Most of the US (courtesy the US Geological Survey) plus portions of other countries.
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| | | Http://www.terraserver.com/ - Welcome to the most complete and up-to-date imagery web site.
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| | | Http://www.google.com - A great search engine! |
| | | Http://movies.yahoo.com - Just enter your zip code and get movie times, locations, reviews, and more!!!! |
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| | | Http://www.buzzillions.com - More than 3 million consumer entries reviewing everything from electronics to shoes. |
| | | Http://www.ebates.com - Register your e-mail address & shop at more than 900 retailers. After you check out, the site credits you with a rebate whcih can be as high as 26% - though most rebates are in the 1-4% range. |
| | | Http://www.freeshipping.org - Choose a product category or a specific store to get the scoop on free shipping offers. Most require a minimum purchase amount. |
| | | Http://www.heyitsfree.net - Blog by Rory Eubanks who does daily searches of the web to find free offers. Search by product catogory or the lengthy list of other freebie sites. |
| | | Http://www.pricegrabber.com - Over two dozen price comparison search engines. WIll calculate the total cost of an item including shipping & tax. |
| | | Http://www.shopittome.com - Are you a "shopaholic"? Choose from a list of clothing, shoes & accessory brands, enter your sizes & register your e-mail address & you'll receive a daily or weekely e-newsletter about sales you may be interested in. |
| | | Http://www.amazon.com - A great place to buy books, music, and DVD's. |